Privacy Policy

DebtCollex and PayClix strive to maintain high standards for the protection of privacy over the Internet. The purpose of this statement is to explain to our visitors the type of information Debt Collex and PayClix obtains about visitors to our websites, how we gather it, how we use it, how long we retain it, and how visitors can restrict the use or disclosure of personally identifiable information.

Information We Collect:

We do not sell individual information obtained on-line about our visitors. And, we will not disclose the individual information provided to us on-line to anyone outside of DebtCollex and Payclix unless you specifically authorize it, it is required by law, or disclosure is necessary to protect the safety of customers, employees or property.

The personal information DebtCollex and PayClix obtains about individual visitors to our websites is information the visitor supplies voluntarily. This means that you can visit our websites without telling us who you are or revealing any information about yourself. To gauge the effectiveness of our websites, we do collect some generic information about our visitors. Our web servers automatically recognize a visitor’s domain name (such as .com, .edu, etc.), the point of entry from which a visitor enters our site including web pages or banner ads, which pages a visitor visits on our site, and how much time a visitor spends on each page. We use web beacons (a.k.a. clear gifs) to track use of our site and to track what sites users came from and go to after leaving our site. We do not track user activity on sites outside of DebtCollex and PayClix. We aggregate this information and use it to evaluate and improve our website.

When visitors supply information about themselves for a specific purpose, DebtCollex and PayClix uses the information for that purpose (such as to provide the information the visitor has requested). When visitors use our website to order payment or other services, or to request information about them, we may use the individual information as we would use the same information obtained off-line – for example, to evaluate your service needs and contact you regarding additional services you may find useful. You have the right to choose not to receive this information by notifying us of your preference.

We do not sell individual information obtained on-line about our visitors. And, we will not disclose the individual information provided to us on-line to anyone outside of DebtCollex and PayClix unless you specifically authorize it, it is required by law, or disclosure is necessary to protect the safety of customers, employees or property. If you provide individual information to us in the context of an event DebtCollex and PayClix sponsors with another company, such as a contest, or if you register on a co-sponsored site or feature, you may also be providing the information to the co-sponsor. In those circumstances, the co-sponsor’s privacy policy will control, so review their information carefully. DebtCollex and PayClix from time to time uses third party contractors to perform services such as website management, site design, site hosting and special promotions but does not use user information for other purposes beyond providing specific services on DebtCollex and PayClix websites.

Email

DebtCollex and PayClix does not send unsolicited “junk” email (spam). We may use email to communicate with our customers, to respond to visitors’ emails, to confirm payments made online, and to send information that a visitor has requested. If you receive an unwanted email from us, you can simply reply to ask not to receive future emails. DebtCollex and PayClix provides an unsubscribe function in its email campaigns in order for subscribers to opt out of further email communications from us.

Use Of Cookies

DebtCollex and PayClix websites also use “cookies”. They allow us to serve you better. When you use our site we send information, a cookie, to your computer and it is stored there. When you return to our site, your computer sends the cookie back to us. This allows our server to recognize your computer and any settings you created on our site. It restores those settings so you don’t have to enter the same information every time you visit. For example, if you entered your zip code on a visit to our site, when you return you will see information for that zip code without typing it in again. The fact that our server recognizes your computer when it retrieves the cookies does not mean that DebtCollex or PayClix is actually acquiring information about you. You can set your browser to delete cookies or to tell you before you accept one. Look in your browser’s Options or Preferences menu.

Security

DebtCollex and PayClix uses Secure Socket Layer technology with encryption for the transmission of sensitive data such as your credit card or bank account information. DebtCollex and PayClix are committed to safeguarding customer privacy on all DebtColex and PayClix websites. We require our employees to protect the privacy of information about our customers and expect our partners and suppliers to do so as well. You can feel confident that your individual information will be protected when you access your account or order services from our web sites over the Internet. We employ security measures to safeguard your transacts with us.

PCI DSS Compliance

PayClix has taken every pre-caution to ensure credit card transactions are safe and secure and we have met and/or exceeded all requirements as posted by the Payment Card Industry Data Security Standard.

Data Retention

Your personal information is retained only as long as legally mandated for your type of financial transaction or two years, whichever is longest.

Compliance With Laws

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

Links To Other Websites

The PayClix website may contain links to other sites. We are not responsible for the content or the privacy practices employed by other sites. To improve the services it can offer you, PayClix may opt to expand its capabilities for obtaining information about users in the future. PayClix will update this privacy statement continually to ensure that you are aware of developments in this area.

Updating Your Information

Users may access, correct, and update information they have provided to PayClix by visiting our site. The Contact Us area of the site contains email links by which users can send in information updates.

Notice Of Changes

PayClix will provide 30 days notice on our web site of any material changes to the privacy statement and in the use of personally identifiable information.

Contacting Us

For inquiries regarding our privacy statement, contact us.